When Policy Blocks Progress: Lessons from Tanzania’s Rural Water Services

 

When Policy Blocks Progress: Lessons from Tanzania’s Rural Water Services


Ladies and Gentlemen,

Today, I write not just as a water engineer or an international graduate, but as someone who has lived, walked, and worked in rural Tanzania. While I often express my thoughts in academic or professional tones, this post is more personal. It comes from the heart, driven by lived experience and deep emotional investment.


Disclaimer:
The views expressed in this blog are entirely my own and do not represent the official position or policies of eWATERservices. All experiences and reflections shared are based on my personal perspective and professional journey.


1.      A Personal Journey of Hope and Disappointment

Coming Home with Hope: Three years ago,2022, I graduated with distinction from the University of Leeds, UK, with an MSc in Water, Sanitation, and Health (WaSH) Engineering. I returned home full of hope, armed with academic excellence and a vision for transformation, determined to contribute to my country’s progress, particularly in improving rural water access.

I understood that the water sector was entering turbulent times. Global economic policies were shifting, and rural communities—home to over 62% of Tanzanians—were at risk of being left behind. These communities feed the nation and contribute to government tax collections, yet 51% of the country’s population still rely on unsafe or unimproved water sources, according to WHO/UNICEF JMP.

  • Expectation: Modern, reliable water systems for every community.
  • Reality: Villagers walking 5+ kilometers to unsafe sources and paying 500 TZS per 20L of untreated river waterfive times the urban rate.

A person riding a bicycle with a yellow container on the back

AI-generated content may be incorrect.A bicycle with a group of plastic containers on it

AI-generated content may be incorrect.













Photo: A lady carrying jerrycans of water transported from far, on bicycle. This picture was taken during my scoping activities in Morogoro region, Tanzania, 2022.


2. The Stark Inequity Between Rural and Urban Access

Despite 62% of Tanzanians living in rural areas, 51% still depend on limited or unimproved sources. In contrast, only 18.89% of urban residents face that struggle—most are switching to improved sources.

Location

Surface water (%)

Unimproved sources (%)

Rural

17.85

16.65

Urban

2.29

0.90

 

Source: JMP data, 2022.  A split data of Tanzania showing rural vs. urban water access rates.



3. The Promise of eWATERservices—and the Roadblocks

My Mission with eWATERservices: In 2022, I was fortunate to join eWATER as a Scoping Lead. My mission was simple but powerful: identify underserved rural villages where our company could invest in digital, reliable water services.

eWATER proposed model in Tanzania

eWATER had investment available to fund, install and maintain full water systems in villages across Morogoro Region and wider rural Tanzania

  • eWATER would have invested 100% of the capital required to install or refurbish water systems, including installing eWATER Smart Taps.
  • The required price of 100TSh per 20L at a revenue share of 75% eWATER, 20% CBWSO and 5% Community Development Fund. Communities and CBWSOs across the region and wider rural Tanzania agreed to the proposed tariff in order to get reliable, nearby access to clean water, 24/7. 
  • eWATER’s revenue share would cover ongoing O&M costs, including data hosting and communications, spare parts, technicians, customer service and water treatment.
  • This O&M period would be for a minimum of 10 years, with an option to renew.
  • Any surplus revenue will be reinvested directly into water systems within the district

 

In Morogoro and Malinyi districts, I scoped over 30 villages. In some, residents paid TZS 500 per jerrycan of untreated river water—more expensive than piped water in towns. They walked over five kilometers or queued at night for water.

We proposed a climate-smart, 24/7 water system with prepaid meters, close water points, and a 10-year contract to cover all O&M costs. The community and local RUWASA teams welcomed us.

But the Ministry of Water delayed approval. They questioned our pricing and novelty of the model, ignored the unique operational challenges of rural settings, and failed to empower local RUWASA offices to approve pilot projects.

Three Years Later: What Has Changed? Nothing.

I still receive calls from village leaders asking if we’ll ever return. It breaks my heart. I’ve seen their struggle. The silence from those in power is deafening.

Photo: Village member purchases water from the Bowser. Photo taken during scoping in Babati district.



4. Challenges of the CBWSO Model Under Global Funding Shifts

The current rural water supply model in Tanzania

In Tanzania, rural water service operations are largely managed by Community-Based Water Supply Organizations (CBWSOs). These are local entities established under the Water Supply and Sanitation Act No. 5 of 2019 and regulated by RUWASA (Rural Water Supply and Sanitation Agency). Their key features include:

  • Ownership and Operation: CBWSOs are legally recognized, community-based entities responsible for owning, operating, and maintaining rural water supply schemes.
  • Governance: Each CBWSO is governed by a board elected by the community, and it must be registered by RUWASA.
  • Regulation and Support: RUWASA provides technical oversight, capacity building, and ensures compliance with service delivery standards.
  • Revenue Collection: CBWSOs collect user fees to finance operations, maintenance, and minor repairs, but often struggle with cost recovery due to low tariffs and limited community capacity.
  • Challenges: Most CBWSOs face financial sustainability issues, poor record-keeping, and limited professional capacity, which affects service quality and system reliability.

CBWSOs are the frontline service providers in rural areas, but their performance is mixed, with increasing calls for professionalization and blended models to ensure more reliable and sustainable rural water services.

The global shift in economic policies—particularly the reduction in donor funding—is having a significant impact on the Community-Based Water Supply Organization (CBWSO) model in Tanzania and other similar contexts. Here's a brief explanation:

As donor priorities shift toward sustainable, investment-ready models, traditional CBWSOs—largely reliant on donor and government subsidies—are struggling to adapt. With agencies like USAID scaling down or exiting certain countries, including parts of Africa, the support that CBWSOs have historically depended on for capacity building, infrastructure development, and technical assistance is diminishing.

Most CBWSOs lack:

  • Financial sustainability: They depend heavily on low user tariffs that can't cover operational and maintenance costs.
  • Business-oriented structures: They're often not structured to attract private or blended financing.
  • Data systems and transparency: This limits investor confidence in their operations.

As a result, there's growing pressure to reform rural water service models—moving from purely community-managed systems to professionalized or hybrid approaches that can demonstrate sustainability, accountability, and investability, aligning with current global financing trends.

The funding shift is exposing the structural weaknesses of CBWSOs and accelerating the need for more robust, scalable, and commercially viable models in rural water service delivery.

 Photo: Water point that was built but never delivered water because of the wrong design pressure. This picture was taken in Gidas village in Babati during scoping.


5. New Global Water Sector Shift

For years, developing countries have borrowed heavily to finance non-infrastructure components of water projects — believing these would unlock sustained progress. From community-led O&M models to capacity-building, institutional reforms, developing legal frameworks, and project ownership schemes, many of these well-intended programs were financed with the hope that they’d deliver lasting impact.

But let’s ask ourselves: how many of these actually worked?

Some have yielded results but in too many cases, they didn’t or delivered little results..
What we’ve seen instead is:
🔻 Little to no long-term growth in the water sector, especially in rural areas
📉 Increased public debt without matching value
💸 Taxpayers left footing the bill for failed promises

Why? Because these programs often lacked direct, accountable, and performance-driven investment in Operations & Maintenance (O&M) — the lifeblood of sustainable water service delivery.

📊 It's no longer enough to blame limited CAPEX. The real challenge lies in how we sustain services. Without structured O&M financing and utility performance tracking, the sector will continue to lag.

Multilateral banks and donors must redefine their impact models.
We need:
Direct O&M programming within financial models
Data-driven utility performance metrics
Financing linked to service outcomes, not assumptions

It’s time for development finance in WaSH to be anchored in evidence, sustainability, and accountability — not just political timelines and abstract ownership models.

 

eWATERservices' operation model aligns strongly with the current global demand for sustainable, investment-ready water service delivery, particularly in rural and underserved communities. Here’s how: eWATERservices' Operations & Maintenance (O&M) model is designed to ensure reliable, cost-effective, and sustainable rural water supply through the use of digital technology, professional support, and data-driven decision-making.

Key Strength

Description

Proactive Maintenance

Real-time monitoring enables early detection of leaks, low flow, or tampering. This allows issues to be addressed before they escalate into major failures.

24/7 System Monitoring

Smart meters and digital dashboards track water usage and performance continuously, providing visibility and alerts at any time of day.

Reduced Downtime

Since faults are identified early and maintenance teams are promptly notified, repairs are carried out faster, reducing the time water points remain closed.

Data-Driven Decisions

The system collects usage patterns, revenue flows, and performance metrics, which inform targeted interventions and better infrastructure planning.

Financial Sustainability

Prepaid mobile payments generate reliable income that directly funds routine maintenance and repairs—removing reliance on external subsidies or donations.

Accountability

Every transaction, system fault, and technician response is logged, creating a transparent record that enhances trust and oversight.

Scalable Model

The digital tools and remote support systems allow the model to be expanded to many communities without requiring large local teams in each location.

Improved User Trust

Communities experience reliable service with fewer disruptions, which builds confidence in the system and increases willingness to pay for water.

Efficient Use of Resources

Maintenance is prioritized based on real-time need, optimizing technician deployment and spare part use—leading to cost savings and higher operational efficiency.

A young child holding a coin

AI-generated content may be incorrect.


Here's a clear comparison table showing the key differences between the eWATERservices model and the traditional CBWSO model in the rural water sector context:

 

Feature

eWATERservices Model

CBWSO (Community-Based Water Supply Organization)

Management Structure

Professionally managed with centralized technical and operational support

Community-led, often volunteer-based committees

Technology Integration

Smart prepaid meters, mobile payments, cloud-based monitoring

Manual metering, cash payments, paper-based records

Revenue Collection

Automated, real-time mobile payments

Manual fee collection, prone to delays and misuse

O&M (Operation & Maintenance)

Proactive, remote diagnostics and scheduled maintenance

Reactive, depends on local capacity and availability

Financial Sustainability

Designed for cost-recovery and scalable investment

Often donor-dependent, limited cost recovery

Transparency & Accountability

High – data visibility for usage, revenue, and performance

Low – poor documentation and weak auditing mechanisms

Scalability & Replicability

Easily scalable due to standardized tech and operational model

Difficult to scale; highly dependent on local dynamics

Private Sector Engagement

Strong – structured as a social enterprise attractive to investors

Limited – mostly public or donor-funded with weak investment appeal

User Experience

24/7 access, flexible pay-as-you-go model

Inconsistent access, billing disputes common

Monitoring & Reporting

Real-time digital dashboards and alerts

Irregular reporting, limited performance tracking

Adaptability to Policy Shifts

Aligned with global trends favoring sustainable, tech-driven solutions

Vulnerable to changes in donor policy and governance frameworks

 This comparison highlights how eWATERservices aligns more closely with modern expectations for sustainability, accountability, and investment-readiness—while CBWSOs still face major challenges in adapting to the new global water service delivery environment.


 

Photo: Residents qeueing for  water at the standpipe. Photo taken in Yarotonik village in Babati in 2022 during scoping activity. This is managed by CBWSO

Photo: Residents dispensing water using eWATER tag during registration in Kiamariga village, Laikipia, Kenya, in April, 2025.


6. Progress in Kenya: A Beacon of Possibility

Since relocating in early 2023, our team has:

  • Secured 3 county partnerships in 3 first months of setting up business in Kenya
  • Served 10,000+ people immediately in TharakaNithi county
  • Expanded to 4 counties and 35,000+ beneficiaries
  • On track to reach 1million by 2029

 

Why Kenya Institutional Structure Supported eWATER Model

Kenya devolved the water sector following the enactment of the 2010 Constitution, primarily to enhance efficiency, equity, and accountability in service delivery. The previous centralized system was characterized by bureaucratic delays, limited responsiveness to local needs, and uneven resource allocation, often favouring urban centres.

By devolving water services to county governments—as outlined in Schedule 4 of the Constitution—Kenya aimed to ensure that decisions regarding water supply and sanitation are made closer to the point of service delivery. This decentralization enables counties to plan, finance, and implement context-specific solutions, increase community participation, and attract private sector partnerships, ultimately leading to more sustainable and inclusive water access across the country.

The devolved water governance model in Kenya created a favorable environment for eWATER investments by enabling local-level decision-making, flexibility, and openness to innovation. Under this model, county governments—rather than a central authority—are responsible for rural water service provision, which allows them to independently pilot and adopt new technologies that improve service delivery. eWATER’s smart metering and prepaid water access model aligns well with the counties’ mandate to ensure efficient, transparent, and sustainable water supply systems.

Additionally, the devolution framework encourages Public-Private Partnerships (PPPs) and community involvement, both of which are essential for the eWATER model to thrive. Counties that prioritize technology-driven solutions and are willing to co-invest or offer enabling environments—such as supportive regulations, access to infrastructure, and community sensitization—have become strategic entry points for eWATER’s scalable innovations. The competitive nature of county development also incentivizes leaders to adopt performance-based solutions like eWATER, which improve service reliability and revenue collection.

 Below is the omparison between Tanzania and Kenya Rural Water Suppy Services.


Aspect

Tanzania (Rural Water Supply Services)

Kenya (Rural Water Supply Services)

Governance Structure

Centralized under RUWASA (Rural Water Supply and Sanitation Agency)

Decentralized under County Governments (per 2010 Constitution)

Institutional Autonomy

RUWASA is a national agency managing rural water supply across all regions

Counties make independent decisions; some have created Water Works Agencies

Private Sector Engagement

Minimal; most projects are government/donor-led

Growing involvement of PPPs and private operators (especially in some counties).

Community Involvement

Community-Based Water Supply Organizations (CBWSOs) often lack capacity

Community participation is part of county frameworks but varies by county

Policy Framework

Guided by Water Supply and Sanitation Act 2019

Guided by Water Act 2016 and devolved policies

Monitoring & Evaluation

Mainly managed by RUWASA; often manual and under-resourced

Counties with strong capacity use digital tools for M&E

Service Level Coverage

Many rural areas still use unimproved sources (over 50% in some regions)

Higher improved coverage in rural areas, though still below urban levels

Tariff Setting & Revenue

Set by RUWASA; limited cost recovery; mostly subsidized

Tariffs set by Water Services Regulatory Board (WASREB) with county input

Technology Use

Limited adoption of smart systems

More counties experimenting with smart meters, digital platforms

Sustainability of Projects

Poor sustainability after donor exit; frequent system breakdowns

Slightly better sustainability due to county maintenance budgets and PPPs

Capacity of Local Operators

Many CBWSOs lack technical and financial capacity

Varies widely; some counties invest in capacity building

Donor Dependence

High; most rural projects funded by public & donors (e.g., World Bank, AfDB)

Also significant, but more diverse funding sources (Private, Public, donors) due to devolution


Institutional Arrangement of Rural Water Supply in Tanzania

Tanzania’s rural water supply is primarily overseen by the Rural Water Supply and Sanitation Agency (RUWASA), a government body under the Ministry of Water established to manage and develop rural water services nationwide. RUWASA is responsible for planning, implementing, and maintaining rural water infrastructure, coordinating with local government authorities (LGAs), and promoting community participation. 

While communities are encouraged to form Water User Associations or Community-Based Water Supply Organizations (CBWSOs) to manage local systems, the technical and financial oversight rests with RUWASA, which also mobilizes funds from the government and development partners to improve service delivery across rural areas.

Flow chat drawn by the aid of chatGPT

Although the institutional framework for rural water supply in Tanzania recognizes the role of private sector actors, their involvement remains minimal/negligible—particularly in remote areas where informal water vendors and water bowser operators fill critical service gaps.


Flowchart: Tanzania Water Ministry Institutional arrangement as per USAID report titled: TANZANIA INSTITUTIONAL FRAMEWORK FOR WATER SUPPLY, 2022 by Peace Musonge, Isack Abdiel, Kausha Dierker, Caroline Delaire. Link: https://aquaya.org/wp-content/uploads/7Dec_Tanzania_Institutional-FrameworksforWaterSupply.pdf


Institutional Arrangement of Rural Water Supply in Kenya

In Kenya, the provision of rural water services is a devolved function, primarily managed by County Governments under the 2010 Constitution. The Ministry of Water, Sanitation, and Irrigation (MoWSI) provides overarching policy direction, while the Water Services Regulatory Board (WASREB) regulates service quality and compliance. 

Water Service Providers (WSPs), which may be public, private, or community-based, are licensed by WASREB to operate and maintain rural water systems. Financing for rural projects often comes through the Water Sector Trust Fund (WSTF), targeting underserved areas. Meanwhile, the Water Resources Authority (WRA) oversees the sustainable management of water resources. 

Flow chat drawn by the aid of chatGPT

Despite this structured framework, rural service delivery remains challenged by capacity gaps and limited private sector involvement at the community level.

Flowchart: Kenya Water Ministry Institutional arrangement as per the article titled: Water Management Education in the East African Region: A Review of the Challenges to Be Addressed. By Brian Nalumenya, Matteo Rubinato, Michael Kennedy, Jade Catterson, Hilary Bakamwesiga. and Matthew Blackett.

Key Notes:

  • County Governments are responsible for water service delivery since the 2010 Constitution (devolved function).

  • WSPs operate under license from WASREB and may include county-owned utilities, NGOs, or private operators.

  • Water Sector Trust Fund (WSTF) plays a key role in financing rural water projects.

  • WRMA (now WRMA succeeded by Water Resources Authority - WRA) handles water resource management, including permits and catchment protection.


Comparison of Rural Water Institutional Arrangements: Tanzania vs. Kenya


Feature Tanzania Kenya
National Ministry Ministry of Water (MoW) Ministry of Water, Sanitation, and Irrigation (MoWSI)
Decentralization Centralized through RUWASA (national agency) Devolved to 47 County Governments
Main Implementing Agency RUWASA – Rural Water Supply and Sanitation Agency Water Service Providers (WSPs) under County Governments
Community Involvement Community-Based Water Supply Organizations (CBWSOs) Community-Based Organizations (CBOs), NGOs, and WSPs
Regulatory Body No independent regulator (RUWASA regulates and implements) Independent regulator: WASREB (Water Services Regulatory Board)
Water Resource Oversight Ministry oversight Water Resources Authority (WRA)
Private Sector Role Mentioned in policy but not operationally active in rural areas Allowed and licensed, but participation remains low in rural areas
Financing Sources Government, donors, limited community contributions Water Sector Trust Fund (WSTF), County funds, donor funding, and user fees
Quality Monitoring Through RUWASA Mandated to WSPs, regulated byWRA and WASREB.
Current Challenges Limited innovation, central control, weak private sector engagement Uneven service levels across counties, limited rural private sector involvement



7. eWATER Kenya: Leading a New Era of Rural Water O&M

eWATER Kenya is pioneering a full-system Operation & Maintenance (O&M) model, leveraging technology and data-driven insights to deliver reliable water access. I have had the privilege of leading the O&M department, working alongside an exceptional team of skilled, forward-thinking professionals.

This experience has shown that rural water systems can achieve urban-level reliability—we are demonstrating above 98% system uptime, improved water quality, and efficient network management.

This model is more than just technical—it is transformational, providing a blueprint for sustainable water services that can scale nationally and beyond. It positions Kenya as a leader in innovative, technology-driven rural water management, proving that with the right model, communities can have continuous, safe, and affordable water supply.

The graph below demonstrates a consistent trend we’ve observed across multiple deployments: eWATERservices' full system operations significantly outperform hybrid models, where only smart taps are managed by eWATER, but the backend infrastructure (e.g., pumps, storage tanks, pipe networks) remains under third-party control—typically community organizations or local authorities.

💡 Why does full system control make a difference?

When eWATER manages the entire water supply chain, from the pump to the tap, the results are clear:

  • Higher service uptime: With full oversight, faults are detected and resolved faster, minimizing downtime.

  • Reduced water loss (non-revenue water): Proactive leak detection, smart metering, and data tracking ensure tighter control of the system.

  • Increased accountability: There’s a single entity responsible for performance—no blame-shifting between operators.

  • More efficient maintenance: Real-time diagnostics and centralized scheduling mean quicker, data-informed decisions

  • In contrast, hybrid systems often suffer from:

    • Delayed response times, due to poor communication between tap operators and infrastructure managers

    • Inconsistent maintenance routines, leading to premature system failure

    • Fragmented accountability, where no one takes full responsibility when problems arise

    The data speaks for itself: integrated, professionalized management results in greater efficiency, transparency, and reliability—all essential for long-term sustainability in rural water supply.

Screenshot: eWATER Dashboard data on 28/07/2025

 

A screenshot of a computer

AI-generated content may be incorrect.

Screenshot: System downtime recorded from the eWATER live dashboard

 

8. A Call to Action

Tanzania’s rural communities deserve more than promises—they deserve sustainable solutions. As I walk those dusty paths and witness the daily struggle for clean water, I remain committed to raising my voice. Until the Government of Tanzania creates an enabling environment that embraces innovation, transparency, and private-sector models like eWATER, lasting impact will remain out of reach. It is time to move beyond rhetoric and invest in proven technologies that ensure every household has reliable access to safe water.

“Progress will always be out of reach for any government that resists innovation, startups, flexibility, fresh ideas, and pilot projects.”

“A government that clings to structures, rigid laws, bureaucracy, and the status quo —one that is uncomfortable with being challenged or hearing alternative views— will only slow down its own people.”

Join me in demanding policy reforms that prioritize sustainable, professionally managed water services. Our communities cannot wait.

Below are some of the impact photos from my work in Kenya.






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